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Build your book without giving up your independence.

Most agencies offer you a lead list. We built you a referral channel — local doctors' offices, pharmacies, and dental practices handing patients your name — plus the contracting, training, and back-office help that lets you actually work it.

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Why Partner With Us

You stay independent. You stop being alone.

Most independent agents don't fail for lack of effort — they stall because nobody sends them anybody, and because the week disappears into paperwork. We built the support system we wish we'd had starting out, and then we built the part almost nobody has.

Carrier Contracting

Get contracted with the carriers your market actually needs — Medicare, annuity, and life — through one relationship instead of a dozen separate processes.

Training & Mentorship

Learn how to run appointments, stay compliant, and build a referral-based book from agents who are in the field doing it — not from a webinar library.

Back-Office Support

Help with certifications, enrollment platforms, commission questions, and the paperwork that eats your week — so your time goes to clients, not admin.

CoverageAlly A Program of Owens Insurance Group

A referral channel, not a lead list.

CoverageAlly is a program of Owens Insurance Group. It puts licensed local agents in front of the people who need them most — through the doctors, pharmacists, and dentists those people already trust. Every contracted Owens agent gets a place in it.

The problem it solves for a medical practice

A cardiologist prescribes something and it doesn't get filled. A CGM gets ordered and the patient gives up on the paperwork. The front desk fields "why isn't this covered?" every single day and has no answer for it. That is an insurance question landing on clinical staff, and it costs the practice time and costs the patient their treatment.

CoverageAlly gives the office one local, licensed person to hand that question to. The practice gets its afternoon back. The patient gets what their doctor ordered. And the person who solved it is you.

Your own page, with your own name on it

Every CoverageAlly agent has their own page at coverageally.com — your photo, your bio, your number, your compliance disclosures, and a plan check-up a patient can start themselves. It is the page a practice points patients to, and the enquiries that come off it go to you and only you. Nothing is sold to lead companies. Nothing is shared. One local person, one number.

See Caiden's page — yours works exactly the same way.

The plan-neutral position

CoverageAlly reviews are built around a person's actual medications and doctors, and "keep the plan you have" is always on the table — often it is the right answer. That is not a soft stance, it is the reason practices will work with you at all. A doctor's office cannot refer patients to somebody selling one carrier. It can refer them to somebody reviewing their coverage honestly.

Chronic Condition Verification, handled

CCV forms arrive pre-filled, get tracked, and go back on deadline — so enrollments don't lapse and nobody on the practice's staff has to chase them. It is unglamorous, it is exactly what makes an office keep working with you, and you are not doing it alone.

Written material that does the explaining

A library of plain-language articles — what Medicare pays for a CGM, cardiac rehab, why a prescription price changed this year — that you can send a patient or leave with an office. You are not writing any of it.

CoverageAlly What You Walk In With

The Practice Partnership Kit.

You are not knocking on a medical office's door with a business card and a hope. Everything below is built, printed, and yours from the day you are contracted.

Practice partnerships operate inside federal marketing rules for Medicare Advantage and Part D, including 42 CFR § 422.2266. We will show you where those lines are before you make your first visit.

The Owens App

Your clients get an app. It has your name in it.

We built our own. Your clients sign up under you, and they stay yours.

Their cards and documents

Insurance cards photographed and kept, plan documents in one place, and the important numbers pulled out where they can find them — instead of a drawer and a phone call to you.

A direct line to you

A client writes their question in the app and you answer it there. No plan detail ever travels by email, and no client is ever asked to click a link and sign in — which is exactly what every scam call is training them to fear.

They sign up under you

You add a client, they get a code, and the moment they use it they are attached to you permanently. Your book is visible to you, it rolls up to the agency, and no other agent can see it.

Why this matters more than it sounds

Retention is the whole business. An agent who is the person a client calls in November keeps that client for a decade; an agent who is a name on a card they can't find loses them to whoever calls first. The app makes you the person they call.

And when October comes, the plan changes are in front of them with your name attached — not a stranger's mailer.

Who We Look For

A good fit matters more than a big roster.

New agents

Recently licensed and not sure where to start? We'll help you get contracted, certified, and in front of your first clients with someone in your corner.

Experienced agents

Already producing but tired of doing everything yourself — or stuck under an upline that takes much and gives little? Let's talk about what a better partnership looks like.

Career changers

Coming from another industry with people skills and work ethic? Insurance rewards both. We'll walk you through licensing and what the first year really looks like.

How It Works

Four steps from application to your first appointment.

1. Apply

A short form — who you are, where you're licensed, what you're looking for. Caiden reads every one himself, and you hear back either way.

2. Talk with Caiden

A real conversation about where you are, where you want to be, and whether we're the right fit for each other. No pitch, no pressure.

3. Get contracted

We guide you through carrier contracting and any certifications you need, step by step. Your CoverageAlly page and your app account open at the same time.

4. Start building

Walk into your first practice with the kit in hand and someone to call when you hit a wall. Your clients stay yours. Your business stays yours.

Let's Talk

Ready to see if we're a fit?

Send an application and Caiden will read it himself — usually within a day or two. If you'd rather talk first, that works too.

Apply to Join Meet With Caiden